Making real estate dreams a reality
We make real estate a breeze!
We make real estate a breeze!
There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope you enjoy our site and take a moment to drop us a line.
My name is Andrea Richard. I’m a wife mother, entrepreneur, fun loving, fitness/food addict. I’ve always been intrigued by real estate agents and the industry, as a whole. Now that I am almost an empty nester and have time to follow my passion, I am ready to help as many people as I can conquer any challenges to reach their dream of real estate ownership. I am passionate about customizing strategies to assist my clients because I understand not everyone’s lifestyle and/or situation are the same. I come from “the other side of real estate”. Fundings, moving money, etc.; the part you rarely hear about. I am ready to make your real estate dreams a reality!
*Dually Licensed in Texas & Louisiana*
*Remove inaccurate or negative information
*Improve your credit
Apprehensive about your starting your journey? Don’t be. Whether you're getting ready to buy or sell, in the midst of it, or just looking for some solutions, our top dedication to your happiness is my top priority!
Large or small, condo or mansion, I can find it and get it for you at the price that's right. Fixer-uppers? Starter homes? Investment property? I can help with all of it. There's always a current list of available properties for you to check out.
If you have questions about affordability or credit, trust me to find you what you need fast. I make sure you feel confident and educated every step of the way. I also understand that not all home buying or selling journeys are the same!
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Your credit score and credit history play a major role in your ability to obtain a mortgage. Mortgage lenders use your credit report to measure your risk as a borrower and determine your spending power. The lower your score and more questionable your history, the riskier you are to most lenders. Your credit score reflects your past credit usage, which lenders use to measure how responsible you are with credit. It speaks to your past payment and debt management habits, and it gives lenders an idea of what they can expect if they loan you money to buy a home. In conclusion, credit scores directly influence what mortgage rate a lender offers you. Higher credit scores will usually mean a lower interest rate (and a lower monthly payment), while lower scores will usually receive higher rates.
the home buying process. Getting a pre-approval letter
from a lender get the ball rolling in the right direction.
2. How long does it take to buy a home?
3. What is a seller’s market?
4. What is a buyer’s market?
5. What is a stratified market?
6. How much do I have to pay an agent to help me buy a house?
7. What kind of credit score do I need to buy a home?
8. How much do I need for a down payment?
9. Should I sell my current home before buying a new one?
10. How many homes should I view before buying one?
11. What is earnest money?
12. How long can the seller take to respond to my offer?
13. What if my offer is rejected?
14. Should I order a home inspection?
15. Do I need to do a final walk-through?